Sun, Fun and Not-for-Profit Banking

Summer is a great time to relax, catch some rays, and join a credit union. Now, that last one may seem out of place, but it really isn’t, since summer is the season for getting a grip on your financial life before heading into the hustle and bustle of fall. Consider making these moves:

Consolidate your high-interest credit card debt into a low-interest personal loan. Being a member of a credit union gives you access to some of the best personal loan rates available.

Unlike those 3^rd party loan companies that are always sending you junk mail, credit unions operate on a not-for-profit basis, and pass the savings on to you.

Refinance you auto loan. Many people are paying more for their auto loan than they really need to. Your credit union will give you an honest assessment of your credit options, and CUs are specialists at refinancing auto loans. You could save hundreds – even thousands – of dollars.

Credit unions are co-ops, so when you join you become a part-owner. This makes a big difference in the way you’re treated, since your CU isn’t just trying to squeeze you for every penny of profit. That would be no way to treat an owner, right?

So, while you’re catching some sun and relaxing this summer, take a moment to think of the things you would like to do to make your financial life smoother in the months ahead. Chances are, your credit union has just what you need.