Read More

Top 5 Things to Consider Before Cosigning a Loan

So a friend or family member comes to you because they can’t get a loan. Their credit score or income might be too low or their existing debt is too high. Whatever the reason, they’ve asked you to cosign a loan with them. What follows are…

Read More
Read More
Read More

5 Credit Rights You Should Know, from FICO

The credit industry has a few major players: from credit card issuers to lenders to credit bureaus. Knowing your credit rights empowers you to take control of your credit and handle any issues efficiently, the experts at FICO say.

A few major laws that affect your credit life include: the…

Read More