It’s Surprisingly Easy to Get an Increased Credit Limit

Most of us wait for credit card companies to increase our credit limits. However, the bolder amongst us step up and ask for an increase. A surprising number of them get one.

According to Bankrate, a full 78% U.S. credit cardholders who have asked for a higher credit limit…

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Unbanked by Choice

Not all unbanked Americans are in that state due to poverty, a new study finds. Some are unbanked by choice.

A survey analysis performed for Packaged Facts finds that there is a general trend away from having checking and savings accounts at traditional banking institutions, especially among members of the…

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For Old-Fashioned Money Values, Look to the Millennials

Millennials catch a lot of grief for their “selfies and social media” lifestyle tendencies, but in some ways they embody the frugal values of long-ago generations.

For one thing, millennials tend to be more debt-shy than Boomers. They came of age during the Great Recession era of scarce…

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What Are You Doing for National Credit Union Youth Month?

It’s no secret that credit unions are eager to attract young members. Youth is the future, after all, and America’s CUs are nothing if not forward-thinking.

The Credit Union National Association (CUNA) is promoting this year’s theme, Credit Union Strong, by offering a number of programs…

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