What Credit Score Do You Need to Buy a Car? FICO Knows.

You should know what you’re getting into before you get into a vehicle for a test drive. Two things you should know: 1. Your credit score. 2. How your credit score stacks up against others, and how much interest you should expect to pay on a vehicle loan. No…

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Tips Protecting Your Finances as the Country Reopens, from a Credit Union

As the country reopens one county at a time, individuals and businesses continue to face complex financial challenges, many for the first time.

Oregon CU OnPoint Community Credit Union is working to ensure the communities it serves across Oregon and Southwest Washington are equipped with the…

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Protect Yourself When Banking Online

What are you doing to protect yourself from fraud when banking online?

Data analytics company FICO has released its Consumer Digital Banking study that found a large percentage of Americans currently do not take the necessary steps to protect their passwords and logins online.

As consumers reliance on…

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Debt Carrying Americans Spend a Third of Income on Loans, Credit Cards

The latest findings from Northwestern Mutual’s 2020 Planning & Progress Study reveal that among Americans who carry debt, a third (33%) of their monthly income goes toward paying it off, exclusive of mortgages. If you’re one of them, your credit union can help.

Americans with debt…

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Free Weekly Credit Reports Are Now Available from All Three Credit Bureaus

In a joint action, the three national credit reporting agencies in the United States – Equifax (NYSE: EFX), Experian (LON:EXPN) and TransUnion (NYSE:TRU) – are offering free weekly credit reports to all Americans for the next year to help them protect their financial health during the sudden…

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