The Up-Side of Student Debt

Millions of Americans are burdened with student debt. This burden causes many to put their lives off, delaying home-buying new vehicle loans and other credit-intensive activities. However, there can be an upside.

According to analytics software firm FICO (of FICO Score fame), student loan borrowers can improve their…

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A Way for Small Businesses to Have Easier Access to Credit

One of the immediate problems of the Great Recession was that small businesses found themselves cut off from credit. Since small businesses are the country’s true job creation engines, this lack of credit was a real impediment to recovery.

During those dark days, many small businesspeople complained that they…

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When Lenders Use Alternative Credit Data, More Consumers Are Approved

Most lenders use standard credit report data to approve, or deny, consumers credit. The problem is, some perfectly credit-worthy people get left out in the cold. A new study sheds light on some new solutions.

Credit bureau Experian, at its 37th annual Vision Conference, announced the launch of its…

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Ditch That Bank

Here’s another one in the “don’t take our word for it”: a recent article in the Christian Science Monitor discusses the pros and cons of ditching your bank for a credit union.

The article, by NerdWallet blogger Melissa Lambarena, can be accessed here: csmonitor.com.

Lambarena offers up…

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Trust Your Credit Union

Among the organizations that consumers are most likely to forgive for making a mistake, one credit union makes it near the top of the list. Not a single mega bank can claim that honor.

Based on a study by Temkin Group of 10,000 U.S consumers, USAA and ACE…

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