Author Archive

Many People Have Nothing Set Aside for Emergencies

We’re all told to have six months of expenses in our savings accounts, and yet more than one in four Americans have nothing at all set aside for emergencies, according to a new report from Bankrate.

Bankrate said it had 1,004 adults surveyed, and found that 26% had…

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Borrowing Against Your Future

Nearly one-third of the Americans recently surveyed have taken out a loan from their retirement plan savings. Will it come back to haunt them?

TIAA-CREF — which provides retirement services in the academic, research, medical and cultural fields – said that its research partner recently polled 1,000 employed adults…

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Last Winter Keeps Biting

The after-effects of last winter’s harsh weather are still being felt, at least in one Northeast state.

Plymouth Rock Assurance said it is seeing a sharp increase in pothole-related claims in New Jersey over the past year.

The insurance company said that ratio of pothole-related claims…

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Someone May Be Selling Your Credit Cards, on YouTube

Digital thieves are now selling their ill-gotten gains right on YouTube, according to a new investigation by the Digital Citizens Alliance.

The group found that crooks are using YouTube to sell stolen credit cards, bank logins, and social security numbers – perhaps even those of someone you know.

In a…

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Fed, European Central Bank Keep Mortgage Rates in Check

It looks like mortgage rates will stay reasonable for the time being, as Fed caution and European stimulus help to keep a lid on big moves.

Bankrate, in its weekly survey, found that average mortgage rates largely unchanged last week, versus the week before. The benchmark 30-year fixed mortgage…

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Scam Alert: Beware of Summer Vacation Fraudsters

Fraudsters are getting ready to ruin your summer vacation, warns money transfer company MoneyGram. Learn how you can spot them coming, and thwart their plans.

According to MoneyGram, two popular scams that involve money transfer are the ‘person in need scam’ and the ‘vacation rental scam.’

With the first, a…

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The Power of Generation S

Companies that focus too hard on the Generation Y youth market may be missing out on a big opportunity: the enormous buying power of America’s growing legion of seniors.

According to senior consumer agency Zillner, the over 50 market has long been seen as a “niche” market by companies…

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National Association of Federal Credit Unions Calls for Retailer Data Standards

Alarmed at the rising number of customer data breaches happening at U.S. retailers, the National Association of Federal Credit Unions (NAFCU) is calling for action.

During the holiday season last year, Americans were shocked to learn that retailer Target’s systems had been breached, and that data from millions…

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Are You Ready for the Next Natural Disaster?

Natural disasters — such as hurricanes, floods and wildfires — have become so common that 92% of Americans polled by insurer Allstate say they have survived at least one. Yet, far too many people say they are unprepared for the next one.

According to published figures, The Federal Emergency Management Administration made…

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People Seek Honesty in an Employer

Is honesty really the best policy? It is, if you’re a company that wants to recruit and retain the best workers, according to a new study.

HR services firm Randstad has released its 2014 Employer Branding Study, showing that today’s job seekers are almost as interested in the…

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